25 Active Adjectives for Your Résumé

In the United States, distance learning at the college level has some advantages but also some disadvantages that are pertinent to your ability to get the job you want with your online degree. It  becomes especially important for graduates of distance learning institutions to take steps to overcome this deficit when applying for a job. Your rà ©sumà © is where youll start. Deficits the Rà ©sumà © Can Help Overcome Employers often have some reservations about hiring graduates of online institutions—an attitude confirmed by a doctoral research study, The Market Value of Online Degrees as a Credible Credential, as well as by reports in U.S. News World Report,  The New York Times,  and elsewhere. The research study and news reports indicate that some reservations about distance learning graduates are simply the consequence of a lack of familiarity with the quality of education some online institutions offer—a reservation probably exacerbated by the well-publicized downfalls in of a few online degree institutions in recent years, especially the widely reported failure of The University of Phoenix. Beyond general (and sometimes not fully informed) objections to online learning by corporations considering new hires, there are some recurrent specific objections in the research study and news reports that you will need to address, including: Objections to degrees from unaccredited institutions;Objections to degrees from unfamiliar institutions;The belief that science and engineering (and some other) courses require hands-on classroom experience unavailable online;The absence of the kind of social experience available in brick-and-mortar institutions that prepare students for corporate employment—especially experience working in teams. How to Overcome These Deficits in Your Rà ©sumà © Here are some of the things you can do in your rà ©sumà © to combat these perceived deficits. Make it easy for whoever reads your rà ©sumà © to believe in the validity of your institution. Theres no one right way to do this but consider footnoting the first mention of your institution with a short but specific reference to its government accreditation. Dont simply supply the U.S. Department of Educations general website. Report concisely on the specifics of the governments accreditation of your particular institution. In no more than a sentence or two, differentiate your institution from others of lesser repute. If your institution has some famous alums, mention one or (at most) two.  Ã¢â‚¬â€¹ Briefly—this is the most important word to remember when drafting your rà ©sumà ©Ã¢â‚¬â€point to whatever you can that establishes that while your institution may not be widely known, its an institution thats been in business for a while and is widely respected. If youve had other kinds of hands-on experience (and many distance learners have) state this early in your rà ©sumà © to dispel the idea that your online degree hasnt provided you with real-world experience. Make it clear youve had other experiences related to your field that are equally valid. Show that youre comfortable and experienced working with others, either in some program that your online institution provides or through your life experiences. Help your rà ©sumà ©Ã‚  reviewer understand your strong points by using a few adjectives that point them out. Strong Resume Adjectives You are: DeterminedHardworkingDiligentTrustworthyA team playerMotivatedReliableA self-starterLoyalStudiousAttentiveConscientiousIndustriousPersistentDynamicEnergeticEnterprisingEnthusiasticAggressiveConsistentOrganizedProfessionalMethodicalSkillfulPassionate

Causes And Effect Of Relapse - 962 Words

Recovery is the process of change that encompasses a lifestyle adjusted around complete abstinence and a developed method of dealing with life in a healthier manner. Within this process there is an existent opposition known as relapse that can deteriorate the progression of change. Gorski Miller (1986) lend to this understanding by describing the process of relapse as including a dysfunction in sobriety displayed in physical, psychological, or social health beginning before actual substance use starts again. Where relapse is defined as this deterioration of health after a period of improvement, a slip is a much shorter lapse in the recovery processes. A slip may begin much the same as a relapse, where the client begins to lose ground in recovery, but often recovers quickly and abruptly after use has occurred. The most common attributing factor to relapse is a stimulus that triggers the event. These triggers can release a series of automatic and habitual reactions to life’s pr oblems that cause so much pain that returning to substance use seems like a positive option (Gorski, 1989). Successful recovery hinges on the comprehensive understanding of triggers that lead to relapse, symptomatic signs pending a relapse, and defining relapse as it is viewed in different models. In every practical turn in life, there is an event that can trigger a change and how an individual may respond to this trigger will determine its outcome. The recovery process is a change of life andShow MoreRelatedAddiction Speech953 Words   |  4 PagesApproximately 1 out of 8 people in the United States suffers from some kind of addiction, according to www.brainz.org. If stats are correct a few of us in this room has or will struggle with addiction in our lifetime. I will be giving information on: the causes, treatment, and remission of Addiction. To feel good, to feel better, and do better. 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It can be treated with therapy and medication, but can lead to damaged relationships, social life and careers if it s not treated. Some patients frequently are undiagnosed, with some individuals living upRead MoreThe Problem Of A Relapse1185 Words   |  5 PagesA relapse is probably one of the worst feelings someone could have because of all the negative emotions that come with it. When someone relapses it is often seen as a failure to them and an incredible sense of guilt, â€Å"it’s normal to feel guilty that you weren’t able to keep up with your recovery, shame that you’ve let others – and you – down† (Facing Yourself After Relapse). These negative emotions come up because so much effort has been made t o not make these mistakes, but addiction is not an easyRead MoreCognitive Behavioral Therapy1111 Words   |  5 Pagesoptions are supportive therapy, interpersonal therapy and psychodynamic psychotherapy. The materialization of Cognitive Behavioral Therapy as the most cost effective options in spite of their high intervention cost is ascribed to greatly lower risk of relapse of psychological intervention and their higher effectiveness compared with other intervention options. These interventions result in higher health benefits as well as a reduction in health and personal social service cost ascribed to social anxietyRead MoreThe Food And Drug Administration843 Words   |  4 Pages(FDA) approved naltrexone in 1994 to assist in the treatment of alcohol dependence (Mark et. al, 2003). According to multiple studies of various sizes the medication has been proven to be highly beneficial in assisting with alcohol withdrawal and relapse (Leavitt, 2002; Rohsenow, 2004; Williams, 200 5). With the approval of the FDA and the backing of many studies, why is this wonder drug not being more widely used? The following will address how naltrexone works and how it compares to other medications

Managerial Finance Financial Stability for Stakeholders

Question: Describe about the Managerial Finance for Financial Stability for Stakeholders. Answer: Introduction Financial statements of a business corporation represent its financial stability to the stakeholders. The financial position of a firm is determined on the basis of its financial statements that are used to forecast its future growth position. The financial statements facilitate investors and analysts to predict the future growth performance of a firm and thereby take effective decisions for investing in the firm. The comparison of financial statements such as balance sheet, income and cash-flow statement of a business firm is used by the decision-makers internally and externally to examine its present and predict the future performance (Laitinen, and Suvas, 2013). However, the occurrence of many corporate scandals such as Enron, Worldcom and Lehman Brothers has revealed that financial statements are not reliable for estimating the bankruptcy risk of a corporation. The corporate scandals have aroused the need of new approach for bankruptcy prediction of firms (Kennedy, 2012). In this context, the present essay examines the usefulness of financial statements for predicting a firm bankruptcy and the need of new approach to estimate the possibility of its default. Critical Analysis of Need for new approach for bankruptcy predictions by Corporates Financial statements have long been used for developing an insight into the financial position of a business corporation by decision-makers. The information provided by financial statements is not reliable as was revealed by the corporate scandals of Enron, Worldcom and Lehman Brothers. These corporate scandals are regarded as largest accounting frauds in the history causing major financial losses to the investors. The accounting frauds can be regarded as the use of false and deceptive accounting practices intentionally by a business firm in order to obtain the likely results of enhanced financial performance. The common approaches that are used by the business firm in improving the appearance of financial statements are overstating revenues by showing future expected sales, understating expenditure, inflating net worth of assets and hiding financial obligations (Rezaee and Riley, 2011). Enron Corp collapse was revealed when it filed for bankruptcy in the year 2001 before which the c ompany was recognised as a highly successful innovative and best managed business in the US. The main reason for the collapse of the company was its fraudulent accounting practices through which the company used to claim more profit in its financial reports than its actual profitability. The company had created its special purpose entities for preventing significant losses from appearing on its financial statements. The losses incurred by its special purpose entities were not consolidated with the companys financial statements. Thus, the company used to provide false financial information to the investors and analysts through its financial reports. The investors and financial analysts could not predict the possibility of default risk of the company that was revealed by its bankruptcy filing causing major financial losses to the shareholders (Johnson, 2003). Similarly, the corporate scandal of Worldcom occurred due to the mis-representation of information in the financial statements of the company. The internal audit of the firm has revealed that about $3.3bn in its profits are improperly recorded between the years 1999-2002. The company had held these profits as reserves and intentionally inflated them for increasing its profitability. The main reason for the collapse of the company was its acquisition strategy which created a debt of about $41 billion (Chuvakhin and Gertmenian, 2003). The company improperly reported its accounting debt in the financial statements through fake entries. However, the company financial condition became doubtful when it failed to secure new source of financing from the banks as it possess less than $300 million cash. The investors, analysts and public were shocked by the bankruptcy of Worldcom as its reported profits in the financial statements were suddenly transformed into losses. The fake accounting poli cies of the company were revealed during its internal audit and the company was heavily charged for the fraud by the Securities and Exchange Commission (Helwege, 2009). In this regard, the case of Lehman Brothers filing for bankruptcy in the year 2008 was largest in history. It has about $639 billion in assets and $ 619 billion in debt and as such its bankruptcy surpassed of Enron and Worldcom. It was regarded as one of the largest U.S. investment bank at the time of its collapse with workforce of about 25,000 employees. The collapse of Lehman Brothers was mainly attributed to the U.S. housing boom in the period of financial years 2003 and 2004 (McDonald and Robinson, 2009). The investment bank used to provide low-interest rates mortgage lending that increased its revenue generation at a faster growth than other businesses in investment banking. The firm recorded revenue of about $146 billion in the year 2006 that is about 10% increase from the previous year 2005. Lehmans stock started to decline with the rise of credit crisis and bursting of housing bubble. The revenue generated was further used to increase the house prices and increase in interest rates for mortgages repayment. The borrowers were unable to repay the loans that caused the bursting of housing bubble causing bankruptcy of Lehman Brothers. The financial statements of Lehman Brother have depicted increasing profits from the year 2005-2007 with suddenly turning bankrupt in the year 2009. Thus, the case also reflected that financial statements are not trustworthy source for investors and analysts to predict the financial position of a firm (McDonald and Robinson, 2009). The occurrence of all these corporate scandals have raised the need of other approaches besides relying on financial statements for estimating the present and future growth financial performance of a firm. As such, the investors and analysts are largely incorporating the use of other innovative approaches for examining the firm bankruptcy. The prominent techniques used for estimating the financial performance of business corporations is data envelopment analysis (DEA) and production function-based economic performance evaluation (PEFP) (Vav?ina et al., 2013). These new approaches for estimating the bankruptcy prediction of firms has not yet been validated for use in financial sector but investors and analysts are increasingly adopting the use f these methods for estimating the possibility of default of firms. Both the methods assess the firms bankruptcy by quantifying its financial distress. The methods assess the relative efficiency of a firm through the help of a mathematical formu la that helps in bankruptcy assessment through the use of financial ratios. A new approach that can be used for analysing bankruptcy of the business entities is Altman Z-score model. The model estimates the possibility of default of the firms through assessing its insolvency, leverage, liquidity and solvency. Zeta model is also used for bankruptcy assessment of firms through quantifying the financial distress trough the use of mathematical models. In addition to this, the economic and institutional factors should also be analysed by the investors and financial analysts in bankruptcy prediction. The economic factors such as interest rates, monetary and fiscal policy and the overall industry performance can provide valuable insights for predicting bankruptcy of a firm (Vav?ina et al., 2013). The accounting fraud is very difficult to be predicted by the financial investors by solely relying on the information obtained from the financial statements as evident from the occurrence of corporate scandals discussed above. As such, the financial statement fraud can significant damage the retirement and educational savings of people. In this context, the implementation of horizontal and vertical analysis can prove to be very useful for the investors and financial analysts for financial statement fraud detection. Vertical analysis involves examining and analysing each and every entry in the income statement as a percentage of total revenue and comparing it with the previous results (Almsafir et al., 2015). The sudden increase in the revenue generated reflects a risk in the business operations of the business entity. Moreover, the investors can select a benchmark from the financial statements such as total assets for monitoring the deviations in it on yearly basis. Similarly, horiz ontal analysis involves identifying the variations in percentages of the base year figures in financial statements signifying the need for future analysis. The technique of logistic regression approach is also proving to be highly useful for identifying the financial distress of corporations. It involves the use of regression analysis for predicting bankruptcy possibility of a firm. Thus, it can be said that use of improper accounting procedures by business firms around the world for developing financial statements is causing the need of these new approaches to examine their present and future financial performance. This is necessary to protect the hard earn money of investors from any potential damage by investing in the business corporations (Almsafir et al., 2015). Conclusion Thus, it can be summarised FROM the above overall discussion that financial statement frauds are on increase in the business corporations around the world as can be seen from the case of Enron, Worldcom and Lehman Brothers. There is high need for incorporation of new approaches such as DEA, regression analysis, horizontal and vertical analysis for estimating the financial performance of a business firm besides relying only on the information provided by financial statements. References Almsafir, M. et al. 2015. Transparency and Reliability in Financial Statement: Do They Exist? Evidence from Malaysia. Open Journal of Accounting 4, pp. 29-43. Chuvakhin, N. V. and Gertmenian, L.W. 2003. How to determine when it is safe to grant credit. Worldcom Ethics Case Study 6(1), pp. 1-6. Helwege, J. 2009. Financial Firm Bankruptcy and Systemic Risk. [Online]. Available at: https://www.bankofcanada.ca/wp-content/uploads/2010/09/helwege.pdf [Accessed on: 8 October 2016]. Johnson, C. 2003. Enrons Ethical Collapse: Lessons for Leadership Educators. Journal of Leadership Education 2(1), pp. 45-56. Kennedy, K. 2012. An Analysis of Fraud: Causes, Prevention, and Notable Cases. Honors Theses, pp. 1-48. Laitinen, E.K. and Suvas, A. 2013. International Applicability of Corporate Failure Risk Models Based on Financial Statement Information: Comparisons across European Countries. Journal of Finance Economics 1(3), pp. 01-26. McDonald, L. and Robinson, P. 2009. A Colossal Failure of Common Sense: The Incredible Inside Story of the Collapse of Lehman Brothers. Random House. Rezaee, Z. and Riley, R. 2011. Financial Statement Fraud Defined. John Wiley Sons. Vav?ina, J. et al. 2013. New Approaches For The Financial Distress Classification In Agribusiness. ACTA UNIVERSITATIS 4(XI), pp. 1177-1182.

My Favourite Brands free essay sample

My favourite brands are: NOKIA: I am using NOKIA cell phone since last 6 years, still I don’t have any complaint about it, its battery life, reliability, and easy to use features are common in all the phones and its customer related services like once they exchange battery (CLV4) due to some technical reason, on that day itself. SONY: People say that XYZ Company provides better services after sales, but I belief in SONY because if you have SONY gadgets you don’t need services (at all in many case) or very frequently. I have SONY Walkman, Camera, Laptop but I never visited Sony service centre for the same, also â€Å"Made in Japan† tag play an important role to building a brand. DABUR: In many FMCG product categories and Ayurvedic products like Chayawanprash, toothpaste, Honey, Hair oil, I prefer DABUR products because it has quality products with more than 100 years of experiences also since my childhood i am using all these products so I have develop a strong taste for these products. We will write a custom essay sample on My Favourite Brands or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page REYNOLDS: I have been using REYNOLDS pen since my School days, I tried many more pen in between but in examination or any other Test which is important to me I prefer only Reynolds pen (white body blue cover Reynolds 045) that one I am still using. It provides you best quality at cheaper price with belief of Reynolds. HERO HONDA: I learnt bike with Hero Honda CD 100 SS which we have in our house 10 years ago. In those days they promoted Hero Honda as â€Å"Desh ki Dhadkan† that influenced me at that time. Hero Honda also have many products depends on the needs of the customers, Splendra is the most sold model of Hero Honda which I have now-a-days that gives you strength that it is most trusted bike in the market.